February 2025 features several bank holidays across India due to national and regional observances. Among them, Wednesday, February 19, marks the birth anniversary of Chhatrapati Shivaji Maharaj, a revered Maratha king and the founder of the Maratha empire. This leads to questions regarding the operational status of banks in various states. Here’s a complete overview of the bank holidays in February 2025.
National and Regional Bank Holidays
The Reserve Bank of India (RBI) governs bank holidays, categorizing them into national holidays, state-specific holidays, and religious or cultural observances. While some holidays are nationwide, others are applicable only in certain states.
Key Bank Holidays in February 2025:
- February 10, 2025 (Monday): Vasant Panchami – Observed in states such as West Bengal, Odisha, Bihar, and Assam.
- February 15, 2025 (Saturday): Banks will be closed due to the second Saturday of the month.
- February 19, 2025 (Wednesday): Chhatrapati Shivaji Maharaj Jayanti – Maharashtra observes a public holiday.
- February 22, 2025 (Saturday): Banks remain closed for the fourth Saturday of the month.
- February 26, 2025 (Wednesday): Guru Ravidas Jayanti – Holiday observed in Punjab and Himachal Pradesh.
Complete List of Bank Holidays in 2025:
- January 1, 2025 (Wednesday): New Year’s Day
- January 26, 2025 (Sunday): Republic Day
- March 29, 2025 (Saturday): Holi (varies by state)
- April 14, 2025 (Monday): Ambedkar Jayanti
- April 18, 2025 (Friday): Good Friday
- May 1, 2025 (Thursday): Labour Day (varies by state)
- August 15, 2025 (Friday): Independence Day
- October 2, 2025 (Thursday): Gandhi Jayanti
- October 23, 2025 (Thursday): Diwali (varies by state)
- December 25, 2025 (Thursday): Christmas
Impact on Banking Services
During bank holidays, physical bank branches remain closed. However, digital banking services, including net banking, mobile banking, and ATMs, remain functional. Customers should plan their banking activities accordingly to avoid inconvenience.
State-wise Observances on February 19, 2025
Chhatrapati Shivaji Maharaj Jayanti is primarily observed in Maharashtra, where government offices, schools, and banks remain closed. However, banks in other states will operate normally unless there is a specific local holiday.
How to Check Bank Holidays?
Customers can verify the holiday status of their respective banks through:
- RBI’s official holiday list
- Bank websites and mobile applications
- Local branch notifications
Conclusion
Bank holidays in February 2025 include significant religious, cultural, and regional observances. While digital banking remains accessible, customers should be mindful of closures on key dates, especially February 19, when Maharashtra celebrates Chhatrapati Shivaji Maharaj Jayanti. Checking in advance with banks will ensure a smooth banking experience throughout the month.
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